Valid Credit Card Checker
Verify your credit card number if its a valid card.
Using our credit card validator tool easily determine if the credit card number is valid and follow luhn algorithm formula.
Luhn Algorithm Check
We'll check your number against the Luhn Algorithm to see if it is a valid credit card number.
Major Industry Identifier
The first digit of a credit card number represent the category of entity which issued the card.
Issuer identification number
The first six digits of a card number identify the institution that issued the card to the card holder.
Personal Account Number
Digits 7 to final number minus 1 (the last is the checksum) indicate the individual account identifier.
Sample of a Valid Credit Card Numbers
How Validation is Processed?
This is how we check the credit card number for validity:
- First Digit - Major Industry Identifier
- Six Digit - Issuer identification number
- Seven Digit - Personal Account Number and Checksum
We DO NOT store credit card numbers!
All credit card number entered on our credit card checker tool will not be stored in any way. Free floating data are automatically removed and discarded.
How Valid Credit Card Number is Generated ?
Credit card number are not just some random number. It is created with a mod-10 checksum formula that generates number sequence that is designed to protect against accidental errors or malicious guessing of credit card numbers. Most identification numbers such as credit card numbers, IMEI and even government number system uses this formula. It was so effective that the percentage of mistyped sequential numbers could not be implemented.
The formula verifies a number against its included check digit, which is usually appended to a partial account number to generate the full account number. This number must pass the following test:
From the rightmost digit, which is the check digit, and moving left, double the value of every second digit. The check digit is not doubled; the first digit doubled is immediately to the left of the check digit. If the result of this doubling operation is greater than 9 (e.g., 8 × 2 = 16), then add the digits of the product (e.g., 16: 1 + 6 = 7, 18: 1 + 8 = 9) or, alternatively, the same result can be found by subtracting 9 from the product (e.g., 16: 16 − 9 = 7, 18: 18 − 9 = 9).
Take the sum of all the digits.
If the total modulo 10 is equal to 0 (if the total ends in zero) then the number is valid according to the Luhn formula; else it is not valid.
Assume an example of an account number "7992739871" that will have a check digit added, making it of the form 7992739871x:
How credit card number is secured?
With the help of a 3-digit number code that you can find at the back of a credit card. These three digit code is also known as Card Verification Value (CVV) which in normally located at the back of your card beside the signature area. This is usually 3 Digits but some credit card companies has 4 digits which is called CVV2 like in american express cards.
This is used for verifying the credit card number entered against online fraud. If you noticed, if you are buying someone online merchants are always asked CVV or CVV2.
- 100% Valid Credit Card Numbers
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- Luhn algorithm checked
- With credit card number validator
- Used for data testing and verification purposes
- Add random names, address
- Add random 3-digit security code
- Add random Expiration Date
what's the use of a fake credit card number?
When you are browsing the internet and came across a shopping website or a product page and wanted to checkout the prodcut but the website admin wanted you to enter your credit card details then clevercreditcards.com will save your the worry. This vulnerability issue can lead to your data being stolen for online theft or scam. The best to go about it and avoid it is to generate valid credit card numbers completely free on CleverCreditCards.com.
Additionally, Credit card numbers generated from our website is for data testing and verification purposes only. We may be able to protect you from fraudster websites that may ask for your credit card information. So instead of entering your own personal credit card details you may use clevercreditcards.com generated credit card details. You can check if the credit card number is valid or not using our credit card number checker/validator page.